Getsafe Dental Insurance: all you need to know

Rachid Idali
by Rachid Idali
Updated on

Dental care in Germany can be expensive, and public health insurance (Gesetzliche Krankenversicherung) often falls short of covering these costs.

That’s where Getsafe’s supplemental dental insurance (Zahnzusatz­versicherung) comes into play.

In this comprehensive review, we’ll take a close look at Getsafe dental insurance, exploring its coverage, features, pricing, and what makes it stand out in the market.

So, join us as we delve into the world of Getsafe and uncover the benefits it may offer for your dental care needs.




Number of plans




English support


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Learn More

On Getsafe’s Website

No. of Plans1
CoverageImmediate – No waiting time!
English Customer SupportYes
Reimbursement TimeWithin 48 Hours
Mobile AppYes
Contract Period2 years
LimitationsYes, for 4 years
CancellationMonthly (After completing your 2-year contract)
Monthly Price€9.62

English support.

Mobile App available.

Transparent policies.

User-friendly platform with convenient claim filing.

Fast reimbursement (as soon as within 48 hours).

Just one plan (limited options).

Age limit. Children and older people can’t sign up.

No orthodontic coverage.

Getsafe Dental Insurance Overview

Getsafe is a rather new entrant in the insurance market, but it’s giving other supplemental dental insurance providers a run for their money. 

Founded in 2015 by Christian Wiens and Marius Simon, Getsafe is known for its innovative approach and has over 500,000 customers.

Getsafe’s goal is to simplify insurance by minimizing complications and paperwork, and they have achieved this by becoming a fully digital insurance platform.

Here’s an overview of their offerings:

Getsafe Dental Insurance

Dental Cleaning

€80 per year

Teeth Whitening


Composite Fillings


Root Canal


Periodontal Treatment


Tooth Replacement (Crowns, Bridges, Inlays, Overlays, and Others)


Orthodontics & Anesthetic




Getsafe Dental Insurance Review for 2024

Here’s a detailed review of Getsafe’s offerings.


Getsafe offers just a single insurance plan.

Starting at €9.62 per month, Getsafe offers:

  • Up to €80 of the cost of professional dental cleaning
  • 100% cost of composite, resin, or dental cement fillings (Zahnzementfüllungen)
  • 100% cost of root canal treatments
  • The full cost of periodontal treatments (Parodontosebehandlungen)
  • 75% cost of teeth replacement (crown, inlays, outlays, denture)


The price mentioned above is for a 30-year-old – it changes with age and dental conditions.


As already mentioned, your monthly premium depends on your age and dental condition.

For instance, if you’re 18 years old, the price is €9.38 per month.

Similarly, if you’re 30 and missing a tooth, the price is €15.62 per month.

So, at the time of sign-up, you need to fill up your details and see what price Getsafe’s system quotes you.

The good thing is that Getsafe doesn’t change any of the offerings; the plan’s features remain the same.

However, the premium won’t cover everything. You might have to pay a certain percentage of the cost. For example, Getsafe covers only 75% of tooth replacement costs.

Similarly, they only pay €80 for dental cleaning.

Getsafe Dental Insurance Teeth Cleaning

You’ll have to pay the extra €30 or whatever amount you’re charged by yourself.

Now, let’s see what Getsafe actually covers in its plan.

Dental Work Covered

First things first, Getsafe doesn’t cover the costs of treatments that were advised, planned, or started before you purchased insurance.

You can only reimburse the costs of your future treatments.

Here’s a summary of what they cover:

Dental Cleaning (Zahnsteinentfernung)

Getsafe covers €80 of the cost of dental cleaning every year.

Plus, while the website doesn’t mention this, their official brochure also mentions caries diagnostics, prophylaxis, and fissure sealing.

Plastic or Composite Fillings (Kunststoff-Füllungen)

Getsafe dental insurance will cover 100% of the cost of high-quality fillings, including composite, resin, and dental cement fillings.

In case the dentist isn’t approved by statutory health insurance or GKV, Getsafe will pay 70%.

Root Canal Treatments (Wurzelbehandlung)

Getsafe offers 100% coverage for root canal treatment and root end surgery. However, if your basic insurance doesn’t cover any of the costs for this treatment, they’ll pay 70%.

Periodontal Treatments (Parodontosebehandlungen)

Just like root canal treatments, Getsafe will cover 100% of the remaining costs of Periodontal treatments. The policy includes advanced dental treatments like ultrasonic procedures, mucosal transplants, bacterial analysis, and DNA testing.


Remember, if your health insurance doesn’t cover any of the costs for this treatment, Getsafe will pay only 70%.

Dental Prostheses (Zahnersatz) or Teeth Replacement

Getsafe covers 75% of the remaining costs of teeth replacement procedures like implants, crowns, bridges, veneers, inlays, onlays, and dentures.

In case the dentist isn’t approved by statutory health insurance or GKV, Getsafe will pay 45%.

What’s Not Covered

Thankfully, Getsafe is pretty transparent about its policy offerings and clearly lists what its plan doesn’t include.

Here’s what they say on the website:

Getsafe Dental Insurance Coverage

The first two points are pretty self-explanatory. Let’s see what the last three entail:

  • Getsafe won’t cover you if you’re injured while partaking in martial arts or professional sports. What counts as professional sports? A sport that accounts for at least 50 percent of your income.
  • Getsafe won’t cover you if you suffer illness or injury as a result of an accident you caused with your actions.

For example, let’s say you ride a bicycle while intoxicated and crash and break your teeth as a result. In this instance, Getsafe won’t cover the costs of your treatment.

  • Getsafe also will not cover treatment costs for alternative and complementary medicine. This includes naturopathy, homeopathy, and osteopathy.

Sadly, Getsafe doesn’t offer dental coverage for Orthodontics and additional anesthetic (Vollnarkose).

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Like the rest of the dental insurances in Germany, Getsafe also has limits to its coverage.

They use their dental claims scale to determine your coverage limits according to your insurance period.

Getsafe Dental Insurance Limits

Here is a simple explanation of what this scale means:

  • In the first 12 months of your policy, the maximum you can claim is €800.
  • After 24 months, your maximum claim limit increases to €1,600.
  • At the 36-month mark, it goes up to €2,400.
  • After 48 months, you can claim a maximum of €3,200.
  • Beyond 48 months, there are no limitations, and you can claim an unlimited amount for dental treatment.

Time Period


12 months


24 months


36 months


48 months


48+ months


Thankfully, Getsafe understands that accidents can happen to anybody at any time.

Therefore, the dental claims scale doesn’t apply if you have an accident and need treatment.

There are no limits in case of an accident.

User Experience

Getsafe is a fully digital platform that offers an amazing user-friendly experience.


For starters, you don’t have to wait for the coverage to be activated. You can access all the benefits on day one of signing up with them.

Then, there’s the user-friendly website and mobile app. Yes, Getsafe is one of the few dental insurers that offer a mobile app to manage your policy, file claims, or contact support 24/7.

Finally, there’s the English support.

As an expat in Germany, language is one of the biggest hurdles. Getsafe takes that away with its all-English customer support and website information.

These amazing features put Getsafe among the best dental insurance providers in Germany.

Reimbursement Process & Time

Getsafe boasts a fast and efficient claims process.

Getsafe Dental Insurance Reimbursements

Yes. You can get your invoice reimbursed within 48 hours.

All you need to do is submit a scan or photo of the necessary documents, and their system will compute how much it will reimburse you for the treatment.

Once your treatment is complete, simply submit your bills, and they will reimburse the amount in two working days.

Contract Period & Cancellation

Getsafe has a minimum contract period of two years.

This means you can’t cancel your policy before that, so you have to think carefully before signing up.

Once you’ve completed the contract period, you can cancel your insurance any month.


Finally, let’s understand Getsafe’s eligibility conditions.

First, Getsafe’s additional dental insurance doesn’t work with private health insurance.


You can only take out Getsafe supplementary dental insurance if you are insured with a statutory health insurance company.

Then, there’s the age limit. Getsafe only allows you to sign up if you’re over 18 and under 70 years old.

Also, you can’t sign up with Getsafe, if you have:

  • Removable false teeth
  • More than one original tooth missing
  • A disease of the periodontium (periodontosis/periodontitis) diagnosed on one or more teeth within the last three years
  • Periodontosis/periodontitis treatment has been carried out or recommended within the last three years

Getsafe asks these questions at the time of sign-up, and if you answer these with yes, you’ll get the following sad reply:

Getsafe Dental Insurance Not eligible


In the case of missing original teeth, wisdom teeth, and teeth already replaced with bridges, crowns, or implants do not count.

If you had teeth removed and the gap has completely closed, you do not have to declare this.


Getsafe Dental Insurance is a compelling choice for individuals seeking comprehensive dental coverage in Germany.

Its insurance plan is particularly well-suited for expats and English-speaking residents, addressing language barriers and offering a user-friendly mobile app for easy policy management.

The promise of reimbursing invoices within 48 hours is a standout feature that can provide peace of mind to policyholders. Plus, there are no coverage limitations in case of accidents, so you can rest easy that you’re not bound by strict claim caps during urgent situations.

However, there are some drawbacks as well. For instance, you can’t sign up if you’re under 18 or over 70. Similarly, it doesn’t cover the dental treatment cost for orthodontics, which might be a huge concern for some people.

Still, Getsafe is an excellent option. Its innovative approach to simplifying insurance, English customer support, and user-friendly digital platform make it one of the best dental insurance options in Germany.

Our Pick for dental insurance

getsafe insurance logo vector

Up to 100% cost reimbursement

Starting only at €8.80/month

Everything in English, all done digitally via the mobile app

Get a quote today for free! is reader-supported. If you click a link on this page and make a purchase, we may earn a small commission at no extra cost to you. This allows us to keep running and improving the website.
Rachid Idali
Rachid Idali
I am a seasoned expat (for the lack of a better word) that has lived in 3 countries (Malaysia, France and now Germany) in the last 5 years. I moved to Berlin in 2022 to pursue a new job at a tech company. After experiencing the lack of reliable and researched information for expats in Germany, I decided to launch TwoExpats hoping to build the website I wish had existed.

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